D&O Insurance in Germany
Veröffentlicht:
Das Wichtigste in Kürze
- D&O protects management against personal liability claims tied to leadership decisions.
- The topic is especially relevant for GmbH managing directors, boards, and funded founders.
- Cyber governance and NIS-2 pressure can increase the relevance of management liability.
D&O insurance addresses a different risk than operational or professional liability. It exists because management decisions can trigger personal liability claims against directors and executives.
If you are comparing advisory or execution risk, see professional liability. If cyber governance exposure is part of the issue, also review NIS-2.
Managing directors, board members, supervisory bodies, and similar decision-makers with personal management exposure.
No. D&O covers management decisions; professional liability covers client loss from professional service mistakes.
Because even smaller GmbH structures can create personal liability for management.