IT Professional Liability 2026
Veröffentlicht:
Das Wichtigste in Kürze
- The critical questions are activity wording, retroactive cover, subcontractors, and international scope.
- IT liability should be reviewed together with cyber cover for many service businesses.
- Cheap baseline tariffs can fail on project-specific exclusions.
IT projects in Germany now combine code risk, security exposure, contractual pressure, and cross-border delivery more often than before. That raises the bar for professional liability selection.
What Matters Most
Activity wording, subcontractor clauses, retroactive cover, and international scope should be checked before premium. These points matter more than headline marketing claims.
How To Position It
If you deliver advice or systems, compare this line next to cyber insurance for IT service providers.
Consultants, developers, agencies, MSP, and other service-led IT businesses handling client systems or deliverables.
Declared activities, coverage sum, subcontractor clause, and post-coverage period.
No. Cyber and professional liability solve different risk scenarios.